You probably already know that it can be rather handy to have a credit card or two — for the convenience whenever you want to buy something — and also because credit cards can help you build a strong (or weak!) credit record and credit score.
You may be confused, though, about how to choose the best card(s) for yourself and how to apply for a credit card. To help you choose between this Visa or that Mastercard, here’s a quick look at which features are best and how to deal with the application, online or off.
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