Love ’em or hate ’em, you can’t argue with the fact that credit cards play a major role in fueling the holiday shopping season. Last year, an estimated 50% of Americans used major credit cards, or store cards, to purchase their holiday gifts, according to a NerdWallet study. With the average shopper expected to spend over $800 this holiday season, as per the National Retail Foundation, it pays for consumers to use credit cards so they can reap the benefits involved. Here are just some of the perks you might enjoy by paying with plastic.