It’s not a secret that women, on average, tend to have less money than men in retirement. After all, there’s still a pretty significant wage gap plaguing the country, and while there are always exceptions, data tells us that women earn somewhere in the ballpark of $0.77 to $0.83 for dollar their male counterparts make. And since women don’t command the same salaries as men, they typically have a harder time saving for the future.