NASA astronauts once saved the International Space Station with an electric toothbrush. They were attempting to replace a power supply unit when they discovered the threads on a bolt were stuck. The tiny bristles on the toothbrush were just the thing to clean the edges, free the bolts, and assure mission success. Sometimes the best tool for the job isn’t something you’ll find in your tool kit.
The same lesson applies in retirement planning. If you’re saving for retirement, take note: The health savings account is the best tool that’s missing from your tool box.