Pensions are becoming uncommon, but if you’re one of the lucky American workers still on track to receive a pension, you’re likely debating one important question: lump sum or monthly check? The decision is difficult, and determining the right answer depends on your individual situation. However, here are some guidelines to keep in mind as you consider your options.
Retirement is getting increasingly expensive, and in many cases, workers aren’t saving enough to guarantee a financially secure retirement.
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