An IRA rollover can involve either moving money from a workplace retirement plan like a 401(k) or 403(b) to an IRA or switching money from one IRA provider to another. Regardless of the specific type of rollover you’re making, there’s no IRS requirement that IRA providers charge you fees. However, some financial institutions do take the opportunity to impose fees on customers, either when they’re bringing money into a new IRA or taking money out of their old IRA.