You may have heard about some of the great money-saving tax deductions allowed by the IRS. The deductions for mortgage interest, charitable contributions, and medical expenses can be especially lucrative if you paid these expenses. However, the reality is that these deductions cannot be used by most Americans. These and most other tax deductions require you to itemize your deductions, which only 29% of Americans choose to do. Fortunately, there are some tax breaks that everyone can use, even if they don’t itemize.