From Franklin Templeton Investments: The turn of the calendar to a new year brings new year’s resolutions—and predictions. While many market pundits are now making their prognostications for the year ahead, David Mann, head of Capital Markets, Global Exchange-Traded Funds (ETFs), doesn’t claim to have a crystal ball that will reveal where the market is headed next. He does, however, offer some practical insight on the state of the ETF industry and some trends to look out for in the year ahead.