If you want to make a resolution that will pay off in the long run, the first thing you should do in 2017 is to open an IRA. Anyone can contribute to this tax-favored retirement account, and with a couple of different options to choose from, there’s an IRA that will fit your particular needs and financial situation. Everyone knows that saving for retirement is important, and there’s no better time than now to get moving. Below, we’ll look at the basics of IRAs and why you shouldn’t hesitate to start using them today.