Countless Americans rely on Social Security to stay afloat financially during their senior years. And while your full retirement age — the age at which you’d collect your full benefit amount — is based on the year you were born, anyone eligible for Social Security can start collecting it as early as 62. But just because you’re allowed to take benefits that early doesn’t mean it’s a good idea. Here are three reasons to think twice before rushing to snag those benefits as soon as possible.