Many seniors jump to collect Social Security as soon as they possibly can. Though the full retirement age for today’s older Americans is 66 or 67, eligible recipients can file for benefits as early as age 62. And while there’s technically no upper limit for collecting benefits, there’s no incentive to delay Social Security past age 70, so that’s typically considered the latest age to file for retirement benefits. But if 70 sounds like the wrong time to file for Social Security, here are three good reasons to convince you otherwise.