Mobile remote deposit capture (RDC) technology is now a mainstay for many fully banked consumers. The ease and convenience of simply taking a picture of a paper check to deposit it into a bank account has gained traction by saving individuals a trip to the bank. According to the Federal Reserve, consumer adoption of remote deposit capture technology was a measly 2 percent in December 2011 and spiked to 11 percent just two years later, with adoption continuing to rise.