With increasingly few exceptions, the ranks of the unbanked seem to be on the decline, according to new data released by the FDIC.
The percentage of Americans going without banking services fell to 7 percent in 2015 from 7.7 percent in 2013. According to FDIC data, unbanked American consumers peaked toward the end of the Great Recession in 2011 at 8.2 percent. The figures for 2015 represent the best results the survey has seen since the FDIC started keeping track of the data with a biennial survey in 2009 (the share of unbanked Americans was 7.6 percent at that time).