If you think Social Security enjoys protection from garnishment — that is, a court order that freezes bank account assets — you’re partly right.
Under section 207 of the Social Security Act, Social Security can be garnished to pay child support or alimony, civil penalties, overdue federal taxes, and other non-paid debts due to federal agencies, including student loans. Legal judgments against you can also trigger garnishment, but the government provides certain protections if your benefits are direct deposited into a bank account.