The U.S. House of Representatives passed legislation on Thursday that would curb a Justice Department initiative aimed at cutting off perpetrators of fraud from the banking system. Since 2012 the department, with the help of regulatory agencies, has investigated banks and third-party processors in the United States that do business with companies they believe run a higher risk of fraud. The goal of the program, frequently called “Operation Choke Point,” has been to hold banks accountable while sniffing out law breakers, according to the department.