Volkswagen (VOWG_p.DE) has reached an agreement with banks on the terms of a planned 20 billion-euro ($21.2 billion) bridge loan to help it shoulder the costs of its emissions scandal, three people familiar with the matter said. Thirteen banks are offering credit portions of either 1.5 billion euros or 2.5 billion euros each, or a total of 29 billion euros, two of the people told Reuters, declining to be named because the matter is confidential. One of the people said credit portions would be assigned to banks on Friday.