It’s never too early to begin thinking about your Social Security benefits. Even if you can’t claim it for decades, the choices you’re making right now will ultimately dictate how much you receive from the program. For those already of claiming age, the highest possible benefit is $3,895 per month in 2021. This will rise to $4,194 per month in 2022.
Only a lucky few ever reach the maximum benefit, but if you’re interested in being one of them, here are three things you have to do.