The growing threat of climate risk could put the entire mortgage market underwater if all parties involved don’t begin to prepare soon, according to an industry report. The report from the Mortgage Bankers Association’s Research Institute for Housing America says those close to the industry are wholly unprepared to forecast and confront risks from climate change. Consumers, builders, landlords, appraisers, mortgage originators and servicers, mortgage investors, insurance companies and government issuers like Fannie Mae and