A lot of Starbucks coffee, Big Macs and fries or B.GOOD açaí berry smoothies can be bought with $160 billion.
But, $160 billion can also go nowhere fast — including into a void, never to be spent, never to be put to work in commerce to boost consumers and businesses alike. That’s what happens when $160 billion is cloaked in rewards points, illiquidity, opaque rules and regulations and blackout periods.