Though debatable, Social Security is widely believed to be America’s most important social program. More than 42 million retired workers receive a stipend from the program each and every month, and this figure is only expected to climb considering that more baby boomers than ever are reaching the eligible retirement age, and retirees are living much longer than they did decades ago. In fact, 62% of all retired workers receiving a monthly benefit count on that check for at least half of their income.