Success is simple. Do what’s right, the right way, at the right time.
— Arnold H. Glasow
The advice above is amusingly unsimple. Most of us would like to do the right thing the right way at the right time, but it’s not always so clear what to do, how to do it, or when to do it. When it comes to retirement, the right thing to do is to save and invest during your working years.