Roth IRAs are uniquely suited to help retirement savers reach their financial goals. They’re not as popular as their traditional IRA counterparts, largely because Roth IRAs don’t offer an upfront tax deduction. What Roth IRAs give you, however, can be even more valuable: tax-free growth on assets for as long as you hold them within the account. By using these three strategies, you can make the most of a Roth IRA and cut your lifetime tax bill to Uncle Sam while ensuring a financially secure retirement for yourself and your loved ones.