“I’m a little young for retirement.”
— Joni MitchellÂ
Legendary singer and songwriter Joni Mitchell uttered those words a decade ago, when she was 63. Many, if not most, of us would be happy to retire at 63, though it can seem like an unreachable dream if our bank and brokerage accounts aren’t as flush as we think they should be. Still, it’s worth taking a little time to think harder about whether we might be able to retire sooner than originally anticipated.