Though the most popular age to claim Social Security is 62, some Americans wait almost a decade longer to collect their benefits. And it’s a trend we might see more of as workers come to recognize the challenges of retiring on time. In fact, human resources consulting firm Willis Towers Watson reported last year that a good 25% of Americans don’t expect to retire before age 70. But while there are certain benefits of delaying Social Security, holding off until age 70 isn’t the right move for everyone.