Lots of people are house-hunting these days. In early February, interest rates dropped to a three-week low and mortgage applications for new purchases (as opposed to refinancings) were up 3.6% over year-ago levels. Meanwhile, according to the Mortgage Bankers Association, getting approved for a home loan is easier than it has been at any time in this past decade, with lenders recently approving 77% of loans, up from 71% in mid-2015. On top of that, interest rates are still extremely low, historically speaking.