Americans are deep in the throes of a savings crisis, and the problem seems to be getting worse, not better. In 2015, a survey by GoBankingRates.com revealed that 62% of Americans had yet to amass $1,000 in savings. In 2016, that percentage climbed to 69%. Worse yet, the number of Americans with no savings at all jumped from 28% in 2015 to 34% in 2016.