My mother-in-law is 90 years old. She has a good pension, draws Social Security, and has great medical coverage. While she’s not rolling in dough, she is making ends meet. Not every senior is so lucky. According to the National Council on Aging, over 25 million Americans aged 60 or older are economically insecure, existing on just over $29,000 per person. For those with disabilities, the economic reality is even more stark, with a poverty rate above 20%.