Your 30s are a great time to take control of your finances. No longer are you fresh out of college, weighed down by a mountain of student debt while stunted by an entry-level salary. Furthermore, because you’re probably not paying for your kids to go to college just yet, you’re in a strong position to not only save money, but put that money to work for the future. If you’re in your 30s, here are four moves to make this year.