If you’re fortunate enough to have access to a 401(k) plan at work, then one of the biggest questions you’ll face when you quit your job is what to do with it. In some cases, you’ll have the option to leave your retirement money with your former employer, and that can sometimes be the best move. However, using a rollover IRA can also help you avoid the most fundamental mistake that most people make when they change jobs: taking their 401(k) money out and putting it in a regular bank account. Below, we’ll look at three reasons why rollover IRAs can be your best option.