Many hard-working Americans look forward to retirement, so much so that they aim to leave the workforce as soon as they’re able. It’s no coincidence that 62, the earliest age to start collecting Social Security, is also the most popular age for Americans to begin taking benefits. But while there are certain advantages to retiring early, unless you’re in a really strong position financially, retiring at 62 could wind up being a bad move. Here are a few key issues to consider.