From the July issue: When lenders say their doors are open to homebuyers who don’t have the best credit profiles, should people believe them? Do first-time buyers qualified on income and other key criteria but who happen to have a FICO credit score in the mid-to-upper 600s really have a shot at getting a mortgage? The answer is probably yes. But the latest statistics on credit scores and mortgages overall are sobering. Not only are average … [more]