Let’s face it: Saving for retirement is hard. There are so many other things you’d rather spend your money on, and it’s tough to put money away knowing you won’t see it again for decades.
There are plenty of tips out there for saving more money, from skipping the morning coffee to using an app that tracks your spending. But there’s an even easier way to contribute more to your retirement fund that takes only a few minutes — yet 76% of people don’t do it.